May 14th

How to make HEALTH work for you in 2013!

By Jennifer Ettinger
Jennifer Ettinger with weights
  1. Pick a goal that is simple and attainable. Work up to creating it as a habit. (It takes 21 days to form a habit)
  2. Choose an overall realistic goal to work towards. Can this be achieved in a year's time? Make a vision board and post your goal and intentions!
  3. Journal your food and daily exercise. This will serve as a blueprint to your success!
  4. Social Media: Weight Watchers, Hungry Girl, Vitamix all offer great recipes. Join mywww.fityourstylecoach.com for a FREE membership that will allow you to log in your workouts.
  5. Too busy to exercise, too cold outside? For FREE workout plans go to the TV page to get started!
Apr 16th

Significant Changes Can Be Expected For Many Americans In Terms Of The "Essential Health Benefits" Plans

By Jeanine Kinzie
Picture
The Essential Health Benefits Package 
Significant changes can be expected for many Americans in terms of the "Essential Health Benefits" plans.

Significant changes can be expected for many Americans in terms of the "Essential Health Benefits" plans that will be offered when states begin implementing the public health care exchanges mandated by the Patient Protection and Affordable Care Act (PPACA) in less than one year. 

These changes are in addition to the benefit plan adjustments that already went into effect for new and existing insurance policies over the past year. Changes that already have been made include limits on pre-existing conditions, raising the cap on lifetime limits for essential benefits, limitations on when coverage can be rescinded, the age extension on coverage eligibility for children up to age 26 and coverage for preventive care - among other reforms. 

As agents, we are vigilant and track the impending mandates that will take effect. The good news is that there will be opportunities to standardize health care benefit offerings, but the bad news is that the PPACA-mandated changes will increase premium costs exponentially for many and disrupt existing insurance markets. 

Effective January 1, 2014, a health benefit plan offered through a state exchange will have to provide an Essential Health Benefits Package with limited cost sharing. (Section 1302 of PPACA):

(A) Ambulatory patient services.

(B) Emergency services.

(C) Hospitalization.

(D) Maternity and newborn care.

(E) Mental health and substance use disorder services, including behavioral health treatment.

(F) Prescription drugs.

(G) Rehabilitative and habilitative services and devices.

(H) Laboratory services.

(I) Preventive and Wellness services and Chronic Disease Management.

(J) Pediatric services, including oral and vision care.

The cost-sharing under a health plan may not exceed the cost-sharing for high deductible health plans in 2014 (currently $5,950 individual/$11,900 family). In following years, the limitation on cost-sharing is indexed to the rate or average premium growth.

Deductibles for plans in the small group market are limited to $2,000 individual/$4,000 family, indexed to average premium growth. This amount may be increased by the maximum amount of reimbursement available to an employee under a flexible spending arrangement.

Levels of Coverage - PPACA defines specific levels of coverage to be offered by the state exchanges. A plan shall provide a level of coverage that is designed to provide benefits that are actuarially equivalent to a stated percent of the full actuarial value of the benefits provided under the benefit plan. They are:
  • BRONZE LEVEL- 60 percent
  • SILVER LEVEL- 70 percent
  • GOLD LEVEL- 80 percent
  • PLATINUM LEVEL- 90 percent


While January 1, 2014 appears to be relatively distant, it is too soon to know if you can keep your current health insurance plan. As citizens, we were promised, "If you like your plan, you can keep it." by President Obama during his campaign to pass the PPACA bill. Now it is unclear if that will be true. Perhaps, if the President's quote was "If you like your plan, too bad.", this bill would have never passed. The government fears adverse selection where healthy people quickly gravitate towards affordable medically underwritten plans in 2014 and stay on that plan post 2014. So, the peace of mind I'd like to offer, that you can stay on your current plan, won't be available until later this year. The answer may be quietly published amoungst the thousands of pages of regulations being rolled out monthly.

Creative solutions are emerging to keep benefits affordable. Tell your uninsured friends and family to contact me for personal recommendations. Once medical underwriting goes away, rates will forever be higher. Grandfathered group plans are still available. As agents, we are committed to you, our valued clients, to offer solutions. If you have any questions, please contact me and I will be happy to assist you. Thank you for taking the time to read through this important notification.

Contact Jeanine!
Apr 16th

6 Reasons You Don't Need Life Insurance

By Jeanine Kinzie
1.
life insurance - Super Hero
You are never going to die.
2.
life insurance - inherit
You are going to inherit a fortune.

3.
life insurance - Lottery
You're going to win the lottery.
4.
life insurance
Your children are going to support you.

5.
life insurance - Never Retire
You are never going to retire.
6.
life insurance - Uncle Sam
The government will take care of you.

If this isn't you, give us a call. We would like to discuss your family's future with you and the many options available to you that you may not even be aware of.
Apr 13th

The Survey Results Are In! And The Winner Is...

By Elizabeth Nicholls

Dreams OR Obstacles?

Dreams Or Obstacles
We would like to thank the participants for taking the time to take our survey and answer our questions so thoughtfully. Look in your email inbox for your gift from us! You all are winners.
Brigitte Chiaravalle from Our Animal Connections is our winner! She has won a package or services and products worth over $400!

The first question that our survey asked was "Describe your DREAM for your business that you either want to start or already have. What would it be like in a perfect world?"
We were blown away by the answers and the women dreaming big. We don't see how each and every one of them cannot succeed. And it is our hope that The Women In Motion Business Group is Part of that by offering resources, services, and most importantly a community of support.

DREAMS
HERE ARE SOME TIDBITS OF THE DREAMS SHARED WITH US
  • I'd be providing amazing customer service and my clients would be recommending my company to someone every day! I'd have 10 employees that love their job and their number one directive....to be the best they can be at their job.
  • 10-12 clients/week...
  • Become a worldwide brand...
  • To be able to reach out and touch others that may have put their dreams on permanent hold. To let them know that they deserve to realize their dreams & offer the support they may need to reach the next step.
  • To offer grants/loans; coaching; resources etc. All in an easy to find location and with "fingers" out in the community to make them aware
  • I would love to start a business where I can work when I want to and NOT work when I want to...I would like a business that combines all my interests.
  • We would showcase all the positivity that can be sought out and shared in this world with spiritual backbone. All that enter there would become more evolved in every way with great energy shared/vibrations raised, creating a BETTER WORLD.
  • My business would be international in scope and I would be giving 3 workshops per week and have the other days off to write and market my books and CDs....
  • To become a fully established & recognized non-profit that provides animal rescue facilitation services to shelters & rescue organizations and individuals doing rescue work...
  • A perfect world would be where I can help others (many others) feel empowered to reach their goals and dreams. Of course, it would be great if these ventures are lucrative too
  • The perfect Dream would be to have a waiting list for my classes
  • A business that has residual income for retirement. Part of the struggle of the self-employed is having to create our own pension.

You can read the rest of the survey results HERE.

We are pleased to say that we can help with the common obstacles of money, time and opportunity that were brought to light in our survey.
  • Check out our Services page for affordable, effective online marketing help from a seasoned expert who has helped countless entrepreneurs get launched successfully.
  • We have also vetted some of the best business opportunities both in the areas of payout and ease of marketing, see our Opportunities pages. You will have all the support that you need.
Apr 10th

BRANDStorming with Jennifer Ettinger of Fit Your Style Inc.

By Jennifer Ettinger

Jennifer Ettinger
Jennifer Ettinger, Best Selling Author, Community Producer, TV Host & Expert, Magazine Contributor is thrilled to introduce BRANDstorming.


Together, during your one on one session with Jennifer, she will mentor you on the questions you have been burning to ask:
  • How do I become A Bestselling Author?
  • How do I get on TV - local and big city market?
  • How do I get to Write for US & Canadian Magazines?
  • What ads should I invest my money in and what kinds of marketing should I avoid?
  • How should I make a Pitch?
  • How do I acquire National Brand Sponsorships and Paid Speaking Engagements?
  • How to ASK for what I WANT and GET IT!

Contact Jennifer to schedule your BRANDstorming session today!

1 Session (1 hour) - $150

Prepaid Packages
3 Sessions - $275 
5 Sessions - $400

Jennifer Ettinger:
Best Selling Author . TV Host . Producer . Fitness Expert . Style Expert . Keynote Speaker Brand Ambassador
Jennifer was nominated by Women's Post magazine as A Woman To Watch In 2013. Find out more about Jennifer HERE.

Fit Your Style® is a lifestyle brand embracing body, beauty, mind & spirit.
Apr 9th

whatsupusana.com Blog Post Jennifer Ettinger Finds Her Inner Goddess - How you can, Too

By Jennifer Ettinger
Jennifer Ettinger

Jennifer  Ettinger was not always a successful best-selling author, fitness expert, TV personality  and enthusiastic USANA Associate. In the 1990s, she was diagnosed with chronic fatigue syndrome and fibromyalgia and was completely bedridden. Getting up and  taking a shower were the major goals she hoped to achieve each  day.


Jennifer  became tired of being tired.  She despised the life she was leading and desperately wanted to be freed from the bonds of her illness. So Jennifer fought to get her life back. She began reading up on her conditions and in every book she read observed four key elements of...
READ MORE
Apr 5th

Are you Ready to Take Shape For Life?

By Lisa Frasca
Ladies,
If you are thinking you have to lose weight and get healthy, I can help!
Contact me today and start your journey to Optimal Health.
Two years ago I lost 25lbs and went from a size 10 to 4.  Visit my website, read the articles and then contact me.  Healthy Changes Everything!
Please watch this powerful video you don't want to miss.
http://www.youtube.com/watch?v=l6ePreQwIq0y
Apr 4th

Why Natural Remedies Work & Drugs Don't

By Maria Malec

Have you noticed how we live in a world which has traded personal awareness and responsibility for powerlessness and synthetic solutions?  The intent of this article is to merely ignite the thought process of overturning this culture of sickness by learning why natural remedies work and drugs don’t.  Our bodies are always seeking balance and all the parts depend on each other to work properly. While our bodies have the potential for dis-ease, there exists an internal system for self-healing that can be reinforced with natural remedies. 

Before the advancement of modern medicine, people relied upon plant resources, like essential oils, to remedy health concerns.  Incorporating essential oils into a daily routine can effectively address the everyday wellness needs of your family. An essential oil is a liquid that is distilled from leaves, stems, shrubs, trees, seeds, bushes, flowers bark and roots of plants. The life blood of plants serve as natural remedies; they are

·        anti-fungal

·        anti-viral

·        anti-bacterial

·        anti-inflammatory

·        hormone balancing

The highest quality oils, therapeutic grade, are made from organic plants and distilled at low temperatures to retain the organic healing properties. Simply, they keep the human body in a whole state of balance. This means they are particularly designed to:

·        Cleanse

·        Protect

·        Oxygenate

·        Nourish

·        Heal

Drugs are synthetic, dead matter; inhibit, block, and interrupt normal bodily functions, in addition to having negative side effects.  These reasons verify why natural remedies work and drugs don’t.

Essential Oils can be extremely effective, safe, economical and easy to use while tending to a whole range of health issues, right in your own home:

·        Anti-bacterial properties make them highly effective for sanitizing, disinfecting, deodorizing and air purification, as well.

·        Some essential oils make excellent toxin free cleaning agents for removal of grease, oil, carpet stains, crayon, etc.

·        Powerful anti-oxidant properties in some essential oils make them amazingly effective in anti-aging, energy and health giving applications both alone and when combined with supplements.

·        And of course, nothing beats the power of essential oils in personal care products for skin, hair and personal hygiene.

Additionally, essential oils are easy to use and further maintains why natural remedies work.  The 3 simple applications of oils are:

§  Inhalation

§  Topical

§  Oral Ingestion

Learning how to use oils is not hard.  Once you get accustomed to using them as you would use other remedies, you will discover many more uses to suit your unique needs.

Making the decision to exchange toxic products for natural ones is an active step in bringing balance to all areas of your life and that of your family.  What are you waiting for?  Start NOW to see what Natural Remedies work positively in your home.

 

Maria is a wife, mother of five children and educator, whose passion for wellness has driven her purpose for the past 15 years.  She shares her knowledge and experience to help others in their wellness journey and how to live optimally through vision, action and achievement.  To find out more about Maria’s approach, please visit her website at http://www.naturalremedieswork.weebly.com

Mar 27th

3 Components your business MUST be built on - Readin’, ‘Ritin’, and ‘Rithmetic!

By Veronica Drake

These 3 elements must be firmly in place for you to have a thriving, evolving business.

Reading = Research

Get a plan – remember the last time you got in your car to go to an event and thought you knew the way and you didn’t!  It caused a lot of stress, anxiety and lost time.  Don’t be the fool I was and start your business without a plan!

Having a simple one-page plan that maps out your course will save you time, money and frustration.  I know firsthand.  Before you start your plan define precisely who you will be serving. Read about them. Learn their struggles, feel their pain.  Research solutions that are already out there.

Research = reading, lots of reading! But, before you read you must know who you are serving.  Who is your target audience?  Once you have that definition, you can begin the process of uncovering some really great pieces of info to make uniquely yours to present to your audience.

Tip:

You do not have to re-invent the wheel.  This does not mean you plagiarize EVER. You are simply researching and learning how to make your own unique brand based on what’s already out there. Researching ideas!


Writing = Marketing

Learning how to write is an essential component to a majorly successful marketing campaign.  The old adage – it’s not what you say but how you say it – really does matter here. Of course, it goes without saying you must ALWAYS stay in your integrity when “talking to” prospects. The TRANSFORMATIONAL VALUE MUST ALWAYS BE PRESENT IN ALL YOUR CONVERSATIONS AND COPY.

Tip:

When you tell your story Differentiate Yourself!

And, here’s how – no one wants to know how wonderful your business is (and, it is wonderful).  They want to hear how you are going to solve a problem they are having! Be different in the sense that you are presenting you and your company as the solution your prospects need!

Copywriters have a term called “swipe file”

What’s a swipe file?

A swipe file is a collection of proven advertising and sales letters that get powerful, positive results.  Collecting swipe file material is a common practice used by copywriters as a reference of ideas for projects. These files and ideas are often swiped from other competitors and marketers.

A swipe file can be a literal paper folder or it can be housed on your computer. It serves as a source of inspiration – to help you through creative blocks! Don’t worry.  Swipe files aren’t stealing!

Arithmetic = Cash Flow

All small business people need to be aware of the financial side of their business. If you are like me, you may tend to not like that side of it, but let me tell you, once you get systems into place to manage your money you, will attract more of it, and you will LOVE that!

Most of the time, when entrepreneurs talk about their numbers, they get a deer-in-the-headlights look.  To a lot of people, it feels like an overly complicated process to track your money, and I’m here to tell you it DOESN’T HAVE TO BE! My entire business and life is built on simplicity.

In simple terms, you need a way to register money in and money out.  For some people, that MIGHT be an elaborate accounting program or a group of accountants, and that’s fine if that’s your thing.  Maybe your thing is using Quicken or your bank’s system.  My point is that there are so many options out there.  You need to explore and find what is most comfortable for you. If you are a newbie, maybe you simply want to use a handwritten spreadsheet. There is no right or wrong way to track your money.  It’s as unique as you are.

One thing I am SURE of is – the energy you put into tracking (paying attention to) your money the more of it you will draw to you! Happy Tracking!

There are so many do’s and don’t in the entrepreneurial world to navigate through every day that it’s easy to get caught up in the process.  My simplest piece of advice is twofold:

  1. TRUST YOUR GUT
  2. HAVE A MENTOR TO HELP GUIDE YOU

 

I invite you to a free Intuitive Business Assessment session with me.. register here www.veronicadrake.co

 XO

V

Mar 19th

Jeunesse Skin Care Party - March 21st 2013 - Delta, B.C.

By Elizabeth Nicholls
Skin party
Come Join Us and experience SKIN REJUVENATION!
Who: You and a Friend or Two
What: Launch of Jeunesse Premier Anti Aging Line!
When: Thursday, March 21st 7:00. Doors open at 6 for Happy Hour!
Why: Fun Evening to see what the BUZZ is all about!
Come learn how you can turn back the clock inside and out!

Centennial Room @ Coast Tsawwassen Inn
1665 56 Street, Delta, BC V4L 2B2 Canada

The latest in stem cell innovation and natural cellular repair!
Your skin can look as young and healthy as you feel!
Get your FREE sample HERE!

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